Executive Team

Rene J. Luis, Principal

Mr. Luis has a proven positive track record in developing provider networks, working with payers, cost reporting, consulting regarding Medicare and Medicaid regulations, assisted living facilities, nursing homes, partial hospitalization programs, comprehensive rehabilitation facilities, working with third party administrators, health maintenance organizations, insurance companies and agencies.

Carlos M. Herrera, Principal

Mr. Herrera began his career in public accounting. During the past 21 years, he has held various executive positions and has been a Director or Officer of several publicly and privately held companies in the healthcare industry.
Mr. Herrera has developed relationships and negotiated contracts with HMOs covering commercial, Medicare and Medicaid fee for service, and capitation agreements. He has developed and reorganized PPO and MSO networks, re-pricing agreements, and restructuring gatekeeper and point of service model payers.

Daniel Disgdiertt, Principal

Daniel Disgdiertt, Jr. brings twenty years of healthcare management experience to the partnership. His background is most valuable in quality membership servicing, asset protection and cost control through the creation and maintenance of reliable, responsible business processes, project plans and Company policies and procedures within all operational areas.
Prior to co-founding the Company, Mr. Disgdiertt was Vice President of Business Development and Operations for HealthAccess, Inc., an organization providing discounted healthcare programs.

Andre Job, CEO

Mr. Job delivers more than 35 years of executive management experience with Fortune 500 companies. During this time, he has been responsible for the development and implementation of brand, product and pricing strategies, and for marketing and communications strategies to position the companies, products or services as leaders in their respective categories.

During the last eight years, Mr. Job has played an integral role in bringing a broad variety of products and services into retail in the financial, entertainment, technology, telecommunications and furniture industries. Mr. Job brings an extensive list of contacts and relationships in major national retailers along with his knowledge and experience to successfully launch new products into retail, and to successfully manage their growth. 

Elizabeth Kenneally, Vice President of Business Development

Liz Kenneally brings 24 years of successful insurance sales and sales management experience to the VitalOne Management Team. She is highly regarded in her field with significant skills in the areas of agency development, broker recruitment, product research and plan design.

Sue Penoyer, Vice President of Operations

Sue Penoyer has more than 25 years of senior management experience in maintaining a responsible financial environment while delivering compliant service excellence across multiple functional areas.
Ms. Penoyer's twelve years of customer service management experience in an in-bound/out-bound servicing environment assist her in delivering cost-effective operational support to Customer Service, Medical Services, and Provider Relations functions.

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