Health Insurance Plans and Products

Deductible
(The annual amount you agree to pay toward covered expenses)

$500, $1,000, $1,500, $2,000, $2,500
$3,000 or $5,000

Coinsurance
(The percentage of covered expenses you agree to pay after the deductible)

20%, 30% or 50%

Coinsurance Out-Of-Pocket Maximum
(The maximum amount you agree to pay before the plan pays 100% of the remaining covered expenses)

$1,250 to $7,500

Lifetime Benefit Maximum
(You choose the total maximum coverage that the plan pays per person)

$1 million to $25 million

(Of covered expenses)

Prescription Drug Benefits –
Generic Name

$10, $15, $20, $30 or $50 copay (No deductible)

Prescription Drug Benefits –
Brand Name

$0 - $500 deductible; $25 and $50 copay

Preventive Services
Covered (Mammogram, Pap Smears, PSA Screening)

Covered

Office Visits

Covered

Office Visits With Copay Available

$25, $35 or $40

Diagnostic Imaging and Laboratory Services

Covered

Emergence Room / Urgent Care

Covered

Inpatient Hospital

Cover